Verisoft’s Power Loyalty solution starts with an EMV Level 2 certified EFT/POS application and a matching server system.

PowerLoyalty is the key enabler that will make your new EMV card more attractive and appealing.

Your customers expect more than usual credit and debit card features with their new EMV card. They want rewards and incentives besides security.

With PowerLoyalty you can give what your customers want: points, coupons, gifts, raffles, campaigns.

Power EMV works seamlessly with de-facto industry standard THALES P3 software which has been chosen by 80% of the EMV issuing banks and processing centers around the world.

It is designed as a natural extension of the P3 system which works with a specially designed hardware crypto module P3CMX00 to generate EMV data structures that are subsequently injected into the cards. In this regard P3 generates a universal EMV data agnostic of the embosser and card to be used and Power EMV which takes this data set and moves it into the card using the embosser.

Verisoft Power EMV software can be used for issuance of EMV cards in full mode handling all necessary fields and verifications required for authorisation with Datacard, NBS, CIM and Matica embossers.

Verisoft PowerEMV provides two major EMV issuance requirements of EMV card personalisation process and consultancy for card management system software modifications.

EMV card personalisation process is solved in a modular approach using EMV personalisation preparation system from Thales P3 using Thales P3CM-200 host security modules. This system is placed in embosser/encoders and bank’s card management system (CMS) on a Windows 2000 Server.

The input file for this system is expected to come from the issuer bank’s card management system and fed into the Thales P3 software which will generate a standardised EMV card personalisation data output file according to the profile selected by the bank.

Verisoft PowerEMV module takes this output file generated by Thales P3 and chip personalisation process by direct communication with the embosser.

Blank EMV cards taken by the embosser under the control of the PowerEMV module running on a Windows 2000 Workstation produces the finished card. All of these procedures are running as easy to use graphical Windows GUI processes.

Verisoft InstantEMV connects to any existing or any preferred card management system, or to your core banking system via one of the industry standard interfaces and exchanges required data automatically.

Verisoft InstantEMV is capable of using a wide range of computer to computer communication methods such as ISO 8583 or XML.

End to end secure system

Verisoft InstantEMV delivers data over the network with end to encrypted data packets based on SSL and with RSA / 3DES crypto algorithms.

MULTOS cards are issued with inherent PKI security as all the payload is sent encrypted from Thales P3.

JAVA and NATIVE card data is sent 3DES encrypted with RSA Key Exchange and branch embosser such as the Magtek ExpressCard 1000 is driven from central server under HSM control.

Every authorised user will be assigned a branch system access control based on a smart ID card. The system will go into production only after this card is inserted to the reader and correct PIN code is entered on the keypad.

Instant Issuance Brochure    Instant EMV Datasheet

The Verisoft PowerWATCH system can personalise all kinds of non-standard form factor contactless payment devices such as mobile phones, watches, stickers and keyfobs.

As well as PayPass, PowerWATCH also supports Visa-WAVE, Visa qVSDC and Mifare based cards and devices.

GARANTI bank is the leading bank in europe which has implemented “BONUS TRINK” branded contactless products with Mastercard PayPass technology as the first bank in Europe LAKS is the patented producer of the PayPass Transaction Watch which was awarded with OsCards during CARTES’2006 with this product.

For details of the Contactless Payment Watch in the UK and Ireland visit www.contactless-payment.co.uk

Magtek’s ExpressCard 1000 card personalisation device is now supported by Verisoft Instant EMV.

The ExpressCard 1000 (EC1K) is Magtek’s latest hardware platform for secure, branch based instant card issuance. It is a full colour double sided card printer, embosser and magnetic + smart card + contactless encoder all in one. ExpressCard allows custom printed EMV Chip and PIN Cards to be issued instantly via bank branches, retail outlets or mobile sales locations

Card User Benefits

• Local Issuance of EMV Chip and PIN cards
• Card user can select their own PIN at point of issue
• Card User can use any photo/image of their choice
• Card is ready to use instantly

Card Issuer Benefits

• Reduced postage costs
• Zero postal fraud
• Zero card activation call centre costs
• Customer selected PINs reduce dormant accounts
• Re-issuing costs greatly reduced
• Exceeds Visa and Mastercard security standards
• Secure data preparation and management
• Secure distribution and card stock management
• No requirement for tipping or indent print supplies
• Modular solution can adopt existing branch hardware.

For more information on the ExpressCard 1000 visit www.magtekeurope.com